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Zach Obrigewitch | A Team for Victory, A Home for History Blog

Wednesday, February 27, 2019   /   by Zach Obrigewitch

Build your credit, the smart way, with these tips. Number 4 is key.

In few instances, debt may work in your favor. 
You know the old adage, "spend money to make money," So if you are planning on obtaining a business loan, or a mortgage, you can use the debt in your favor. With that being said, your credit health needs to suffice the requirements set forth by the financial institution in order to obtain the sum of money. In 2017, FICO (originally Fair, and Isaac Company) stated that 11.7% of Americans had poor standings with their credit score. Increasing your credit score is as much a mindset, as it is a skill set. Here are a few easy steps, that if you buy in, can increase your credit score/history, allowing you to conduct larger financial decisions.
1. Eliminate small credit card debt.

     What we like to call "clothing credit" this has to be the first to go. Credit lines through places such as retailers (department stores, electronics, furniture) can be easy to get into, but tricky to get out of. If your monthly bud ...

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